Friday, November 14, 2014

How health history is more valuable to hackers than your credit card information

By Kelly Yee

A recent article stated that medical records could be sold for up to 20 times more than credit card information on the black market. There are various factors as to why consumers' medical information has become so valuable. This article considers those factors as well as some precautions medical providers can take to better protect themselves against malicious threats.

The first thing that needs to be addressed is why hackers prefer to buy and sell medical records versus credit card information.

If we start with credit card information, we need to address the question of how much a thief can profit from stealing a credit card? Sometimes zero, maybe a few thousand dollars if he or she is lucky. The fraud detection software that credit card companies deploy is so sophisticated that any attempt to purchase say a TV, in a state the victim has never been to, is flagged and rejected immediately. There are whole departments dedicated to try to track the thief, so that any loss in revenue by the credit card company is minimized. In other words, when it comes to stolen credit card information, there is a low reward for a moderate risk.

Now, take medical records. Most of us probably don't understand why our medical history is valuable. Why does it matter who knows our medical history?

But, in reality, in a thief's mind the real question is "who would be interested in paying the most for the medical information I have?" The answer lies with medical providers.

The advent of electronic records management has created a landscape where a thief could steal batches (tens of thousands) or patient records in one fell swoop. One of the original goals of electronic records management was to provide seamless access to an individual's medical records to many. This way, multiple departments and specialties could all have access to a singular account of a patient's medical history. This is great for a hospital where different departments need to communicate with one another. From a security standpoint, however, there are now multiple access points too. Electronic records are very useful in one sense as they help with efficiency, document management and overall accountability, but with anything that has multiple points of entry, there is now more vulnerability to malicious use.

HIPPA compliancy is also another area of consideration as it also attributes in some way to the increased value of medical records on the black market. HIPPA is a federal protection act that medical providers must adhere to. HIPPA protects a patient’s information, which also has security safeguards. Any violation by the medical providers or employees could be pursued by a court of law, criminally and civilly. Simply put, under HIPAA, medical providers are federally required to keep patient’s information safe.
Finally, reputation must also be taken into account when considering the value of health records. In the medical community, medical providers get the majority of their business from referral and reputation. A breach in security or any unprofessional act by a medical provider could cost them several patients and therefore business.
Now let’s look at all of the factors together. Electronic records allow thieves the ability to extract thousands of patients’ records in one attack. Medical providers are federally required to keep patient’s information safe through HIPPA. Any violation of HIPPA alone could cost the medical provider millions. Any known breach of patients’ information would negatively affect the provider’s reputation, from both a patient and partner level. This means that millions of dollars and perhaps the medical provider’s existence could be at stake. In other words when taking into consideration factors like the storage of electronic records, HIPAA compliancy and a medical provider’s reputation; when it comes to medical health data there is a high reward for moderate risk for hackers.
Fortunately, security has become a main topic for medical providers and the electronic records management vendors that support them.   Security features like the ones Penango offers where email is encrypted and authenticated is beginning to be the norm. Two-factor authentication is also becoming the norm. This is when the user will need to know a password and have access to the token that generates the time-varying code. While it is easy to figure out or skim passwords for most user accounts, getting access to the token is much harder, and an attacker would have to steal the user’s phone or physical key fob. All these options can help reduce the risk of an attack. 

http://betanews.com/2014/11/03/how-health-history-is-more-valuable-to-hackers-than-your-credit-card-information/
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Friday, November 7, 2014

Online ads are attacking you

By Jose Pagliery
October 15, 2014: 3:37 PM ET
NEW YORK (CNNMoney)

An especially sneaky type of hack is on the rise. Hackers can infect your computer by piggybacking on Web ads--even on trusted websites.

Hackers are slipping malware into legitimate-looking online advertisements. When you visit sites that serve those ads, you're automatically and unknowingly downloading computer viruses. 

"Malvertising" has hit Amazon, Answers.com, Dictionary.com, Examiner.com, The Jerusalem Post, Last.fm, The Pirate Bay, The Times of Israel, Yahoo, and YouTube this year. 

And it's blowing up. The number of malicious ads has nearly doubled every year since 2011, according to data from security firm RiskIQ. Its researchers have discovered 432,374 of them so far this year. 


"The ad tech industry recognizes this is a serious problem," said Geir Magnusson, CTO of online ad platform AppNexus.

Malvertising makes up a microscopic fraction of the 5 trillion online ads displayed each year in the US alone, according to trackers at comScore. But that's still half a million times our computers could get infected. 

Hackers have used malvertising to steal bank account information and lock up files to hold them for ransom.
A major concern now is that hackers are getting smarter at launching attacks that slip past security scanners -- and are customized to specifically attack you.
Online ad networks allow advertisers to know your physical location, Web history, and what kind of browser, device or operating system you use. Hackers are leveraging this to make ads that only deliver malware under specific circumstances.
If the malware exploits a bug in Windows XP, it won't appear if you use Windows 7. It might only target retirees in Florida on weekdays. That's why malvertisements don't always raise alarms. They won't appear for every scanner.
Hackers also take advantage of a vulnerability in the way online ads are bought and sold. When you navigate to a website, a complex negotiation between advertisers occurs in a matter of milliseconds. The highest-bidding advertiser can show you an ad -- or go back to the market and see if there's an even higher bidder somewhere out there -- all in half a second.
The box reserved for advertising on a website might redirect you to a dozen different computer servers before it finally loads the ad. That's how hackers go unnoticed: The first package of data they send seems fine, but they eventually redirect you to a server that spits out malware. They set up deceptive servers to trick ad networks and consumers alike.
"The ecosystem is optimized to get the right ad displayed at the right time at the highest price," said RiskIQ CEO Elias Manousos. "It was never built to stop fraud."
The system's complexity makes it harder to crack down. When Times of Israel was hit with malvertising in September, it took 14 hours to figure out what ad agency was unwittingly passing along the bad ads, according to Jess Dolgin, whose J Media firm serves as the news website's advertising department.
The advertising industry does take steps to protect the public. For example, AppNexuspays dozens of its staff in New York and India to monitor actual ads all day long. And a special software program, dubbed Sherlock, spots those that violate company policy.
Sherlock catches 35 malicious ads a week. But AppNexus serves 30 billion ads a day. Sherlock can't scan them all -- that would delay display time by minutes. Cybersecurity provider Bromium recently concluded the most thorough solution -- rigorous approval of 100% of ads -- is just not possible for the ad industry.
"There are limits to what you can do in milliseconds," said John Clyman, senior director of security at The Rubicon Project (RUBI), an ad exchange.
So how can you avoid malvertising?
The bare minimum: Don't click on ads, especially if they say something like, "Danger! You need to upgrade your antivirus!" And malware-laced ads can look like authentic car or movie commercials.
Minimize exposure: Always update your operating system, apps and Web browser (including plugins, like Java). Up-to-date antivirus programs will catch some malware -- but not all.
Go all the way: Use something like AdBlock, which stops all advertisements from appearing. But pages designed to look good with ads suddenly look horrendous. And worst of all, this chokes off the main revenue stream for publishers, like CNNMoney or your favorite blog.
Ad companies are also clamping down on each other. AppNexus has a three-strike policy before it suspends business with an ad agency. Security researchers suggest an ad industry honor system that universally revokes privileges. You spew malware, you're out. But the problem is so widespread that sounds untenable too.
"It would be interesting to see if anyone would be left standing," Dolgin said.
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Wednesday, October 22, 2014

2014 October Shred Event!

Don't forget! Technology Services and New World Recycling will be holding our second annual October Shred Event next Monday, October 27th from 1:00-3:00pm. This is the perfect opportunity to celebrate National Cyber Security Awareness Month by shredding all the sensitive documents that have been taking up space in your home! The Kona Ice truck will be joining us as well!

See you there!
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Wednesday, October 15, 2014

Kmart and Dairy Queen Report Data Breach

By Nicole Perlroth
October 10, 2014

In the latest cyberattack on American retailers and restaurants, both Kmart and Dairy queen said their computer systems were compromised in a security instructions involving customers' credit and debit card information.

Kmart, a subsidiary of Sears Holdings, said on Friday that it had been breached and that it was working with law enforcement as well as a forensics team. The company said that it appeared to have been attacked in early September and that malware was present on some of its in-store payment systems. The malware, like the type found at Home Depot recently, was meant to evade antivirus systems.

The company did not indicated how many stores were affected or how many credit cards were potentially compromised but said the malware has been removed.

Dairy Queen also said on Thursday that its in-store payment systems contained malware. The company said it was working with its franchisees to determine if and when each location was breached and posted a full list, with time frames, on its website. That information suggests hackers made their way into Dairy Queen payment systems in August.

Based on early forensics reports, Sears and Dairy Queen said there was no evidence that personal information, debit card PINs, email addresses or Social Security numbers were obtained in the attack. Only account numbers and expiration dates were taken.

Sears and Dairy Queen join nearly a dozen other retailers--including Target, Sally Beauty, Neiman Marcus, the United Parcel Service, Michaels, Albertsons, SuperValu, P.F. Chang's, and Home Depot--that have had their in-store payment systems compromised with malware over the last year.

The Secret Service estimated this summer that 1,000 American merchants were affected by this kind of attack, and that many of them may not even know that they were breached. There have been no arrests to date.

In each case, criminals scanned for tools that typically allow employees and vendors to work remotely, then broke into these tools, using their foothold to install malware on retailer's systems. That malware, in turn, fed customers' payment details back to the hackers' computer servers.

The same group of criminals in Eastern Europe is believed to be behind the earlier attacks, according to several people with knowledge of the results of forensics investigations who spoke on the condition of anonymity because of nondisclosure agreements.

Studies have found that retailers, in particular, are unprepared for such attacks. A joint study by the Ponemon Institute, an independent security research firm, and DB Networks, a database security firm, found that a majority of computer security experts in the United States believed that their organizations lacked the technology and tools to quickly detect database attacks.

Only one-third of those experts said they did the kind of continuous database monitoring needed to identify irregular activity in their databases, and another 22 percent acknowledged that they did no scanning at all.

Sears said it would offer free credit-monitoring services to any customer who had used a credit or debit card at any of its affected store locations. Dairy Queen said it would offer free identity repair services for one year to affected customers.

http://bits.blogs.nytimes.com/2014/10/10/kmart-and-dairy-queen-report-data-breach/?_php=true&_type=blogs&_r=0
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Thursday, September 18, 2014

Data Breach at UPS Stores in 24 States

HONG KONG (CNNMoney)

United Parcel Service has discovered a computer breach at 51 stores, making Big Brown the latest retailer to lose customer data.

UPS (UPS) said that the hacking had escaped detection at stores in 24 states, or around 1% of its locations. At most stores, the malware attack occurred after March 26, and was eliminated by August 11.
No fraud has yet been discovered, UPS said, but customer names, postal addresses, email addresses and payment card information were compromised.
Tim Davis, president of The UPS Store, apologized in a statement for any anxiety the theft may have caused customers. He said the company had deployed "extensive resources to quickly address and eliminate this issue."
Each UPS Store is franchised and runs separate computer systems, which may have helped limit the extent of the attack. UPS said the bug was not found at any of its other businesses.
The UPS breach is the latest in a long string of incidents in which hackers have made off with retail consumer data.
Just last week, Albertson's and SuperValu announced that hackers broke into their credit and debit card payment networks. Target (TGT) has been hit, along with Adobe(ADBE), Snapchat, Michaels, Neiman Marcus, AOL (AOL, Tech30) and eBay (EBAY,Tech30).
All in all, a CNNMoney analysis found that half of all American adults were hacked in a recent 12-month period.
http://money.cnn.com/2014/08/21/technology/security/ups-store-data-hack/
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Thursday, September 4, 2014

Home Depot is investigating a hack that possibly exposed its customer payment information

NEW YORK (CNNMoney)

The company on Tuesday confirmed it has partnered with banks and law enforcement to look into "some unusual activity" relating to customers.

Independent cybersecurity journalist Brian Krebs was the first to report this, saying "a massive new batch of stolen credit and debit cards" went for sale Tuesday in the black market online.

Krebs said hackers were possibly in Home Depot's computer systems from May until now. If that's true, this might be even larger than the three-week long Target breach that affected 40 million debit and credit cards late last year, he noted.

In a statement, Home Depot spokeswoman Paula Drake said: "Protecting our customers' information is something we take extremely seriously, and we are aggressively gathering facts at this point while working to protect customers."

The company promised to alert customers as soon as it can ascertain a data breach has occurred.

This could turn out to be another giant hack like the ones that hit several brand name U.S. stores. Since late 2013, the list has gotten extensive: Albertson's, Target, Michaels, Neiman Marcus, P.F. Chang's, and SuperValu.

So many companies have been hit, CNNMoney developed it's own tool: What hackers know about you. Check it out.

For perspective, consider that Target (TGT) is still reeling from its brush with hackers. The company's latest figures estimate the damage so far at $148 million--and that number continues to rise. The value of its stock has fallen nearly 5% this year, and the company's CEO resigned.

Meanwhile, Target customers haven't felt any direct impact--that they can attribute to the hack, anyway. But that's partly because banks won't let customers know what big hack forced them to temporarily freeze accounts, nix fraudulent expenses, and reissue debit and credit cards.

http://money.cnn.com/2014/09/02/technology/security/home-depot-hacked/ 

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Thursday, August 21, 2014

There's A Sickening Scam On Facebook Which is Exploiting Robin Williams' Suicide

by Alex Heber
August 20, 2014 at 3:10pm

Populating many Facebook feeds this week have been scam posts taking advantage of Robin Williams' tragic suicide.

The posts which are shared unknowingly by your Facebook friends claim to include a "last phone call" video and are designed to sell social media user's information.

Clicking on this post takes you to a website which asks you first to share the post on your own Facebook wall and then take a short survey.

IT security company ESET said scammers earn money for every person they trick in to completing the survey.

"You would have to be pretty ghoulish to proceed any further, but the truth is that the internet has deadened our sensitivities and made many of us all too willing to watch unpleasant thing on our computer screens," ESET security analyst Graham Cluley said.

"By tricking thousands of people into taking a survey, in the misbelief that they will watch the final moments of a comedy legend whose life ended tragically, the scammers aim to make affiliate cash.

"Because every survey that is taken earns them some cents--and the more people they can drive toward the survey (even if they use the bait of a celebrity death video), the more money will end up in their pockets. In other cases, scammers have used such tricks to install malware or sign users up for expensive premium rate mobile phone services."

The Australian government's Stay Safe Online initiative also sent out an alert warning of the threat. This is one of many scams targeting disasters and tragedies as scammers prey on events of global concern. The scams are easily interchanged to suit new events," it said.

The advice is not to share or like anything on Facebook unless you are confident it is safe.

"You should be suspicious of any post that requires you to blindly share posts or provide personal information," Stay Safe Online said in its warning.

http://www.businessinsider.com.au/theres-a-sickening-scam-on-facebook-which-is-exploiting-robin-williams-suicide-2014-8/ 
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